We know that sometimes you need a little help to get you on your way. Our team are on hand to chat through your individual needs to help you make the move to your dream home.
Help To Buy
You could only need a 5% deposit to 100% own a new home.
Help to Buy is a Government-backed scheme to help buyers secure a mortgage on a new build home. It means that home buyers can own a home with only a 5% deposit – and don’t forget, this scheme is available to everyone who wants to buy their own new build home – not just first time buyers.
The Government’s Help to Buy scheme aims to help buyers who have a deposit of at least 5% to buy a new home up to the value of £186,100. The government will lend you up to 20% of the value of your new home via an equity loan, so you will only need to secure a 75% mortgage from your bank or building society. The equity loan is interest free for five years and you can pay it back at any time or on the sale of your home.
For more details and further information speak to one of our dedicated mortgage advisors on 0191 491 0820, who will be happy to help.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBT SECURED ON IT.
Credit is secured against your home. Subject to status, Help to Buy Terms & Conditions and available on selected properties in England only. Eligible applicants will be offered an equity loan up to a maximum of 20% of the purchase price (based on the open market value). Applicants are required to fund at least 80% of the purchase price by means of a conventional mortgage, savings/deposit where required. The equity loan is provided by the HCA and held as a second charge. This offer is not available in conjunction with any other promotion. Full details will be provided on request.
We want to make your next move as smooth as possible. If you have a house to sell we will work with our sales agent Urban Base to help you sell your property. You agree to the selling price on your existing home and we will support the sales agent to find a buyer for your property as quickly as possible. In addition to the agent working harder for you, we will also feature your home in our associated sales offices across the region. Chapter Homes Assisted Residential Move (CHARM) is available if you are moving up or down the property ladder, and the service is completely free of charge to you the customer. This product is only available on selected plots and our sales team will be able to advise you if we are able to offer this product to assist in your own individual circumstances.
For more details and further information speak to our sales executives on 0330 002 0775 who will be happy to help.
Chapter Homes doesn’t have a one size fits all attitude. We know that everyone is different and we’re all at different chapters in our life, so we have developed our houses, and the way in which we offer them, to suit our customers. Whilst one person may want to buy, another may prefer to rent, people sometimes need that flexibility. That’s why Chapter Homes will also offer a number of properties to rent privately.
Below is a list of our fees, rent varies and will be displayed clearly when we advertise and on your Tenancy Agreement.
Equivalent to one week’s rent
Equivalent to one month’s rent
Rent in Advance
One month’s rent
£50 extra for each pet, up to a maximum of 5 weeks rent
Small annual charge with effect from 2018 payable to Durham County Council.
Whatever your particular needs we have a wealth of experience and expertise and will work with you to find the right fit for you. For more details of specific homes and plots available speak to our sales executives on 0330 002 0775 who will be happy to help.
Early Bird Reservations
An early bird reservation is basically putting your finger on a plot and saying "I want that one". You pay a £99 early bird reservation that means when you get first option to buy that property when it is released for sale. We can take up to three early bird reservations per plot, the second and third reservations will be offered the property in turn should the first place not be in a position to move. This £99 is refundable.
Start Your New Chapter - Call or Book an appointment Today