When starting your story...

...needs a bit of help

Help to Buy

 help-to-buyYou could only need a 5% deposit to 100% own a new home.

Help to Buy is a Government-backed scheme to help buyers secure a mortgage on a new build home. It means that home buyers can own a home with only a 5% deposit – and don’t forget, this scheme is available to everyone who wants to buy their own new build home – not just first time buyers.

The Government’s Help to Buy scheme aims to help buyers who have a deposit of at least 5% to buy a new home up to the value of £600,000. The government will lend you up to 20% of the value of your new home via an equity loan, so you will only need to secure a 75% mortgage from your bank or building society. The equity loan is interest free for five years and you can pay it back at any time or on the sale of your home.

For more details and further information speak to our sales executives on 0330 353 0056 who will be happy to help.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBT SECURED ON IT.

Credit is secured against your home. Subject to status, Help to Buy Terms & Conditions and available on selected properties in England only. Eligible applicants will be offered an equity loan up to a maximum of 20% of the purchase price (based on the open market value). Applicants are required to fund at least 80% of the purchase price by means of a conventional mortgage, savings/deposit where required. The equity loan is provided by the HCA and held as a second charge. This offer is not available in conjunction with any other promotion. Full details will be provided on request.

 

charm-logoWe want to make your next move as smooth as possible. If you have a house to sell we will work with our sales agent Urban Base to help you sell your property. You agree to the selling price on your existing home and we will support the sales agent to find a buyer for your property as quickly as possible. In addition to the agent working harder for you, we will also feature your home in our associated sales offices across the region. Chapter Homes Assisted Residential Move (CHARM) is available if you are moving up or down the property ladder, and the service is completely free of charge to you the customer.
This product is only available on selected plots and our sales team will be able to advise you if we are able to offer this product to assist in your own individual circumstances.
For more details and further information speak to our sales executives on 0330 353 0056 who will be happy to help.

  •  Dedicated sales professionals
  •  Increased sales and marketing activity
  •  Free service

 

Rental Options

Chapter Homes doesn’t have a one size fits all attitude. We know that everyone is different and we’re all at different chapters in our life, so we have developed our houses, and the way in which we offer them, to suit our customers.  Whilst one person may want to buy, another may prefer to rent, people sometimes need that flexibility. That’s why Chapter Homes will also offer a number of properties to rent privately.

Whatever your particular needs we have a wealth of experience and expertise and will work with you to find the right fit for you. For more details of specific homes and plots available speak to our sales executives on 0330 353 0056 who will be happy to help.
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